How Construction Payments Work™

Adding property owner scale in financing saves everyone money while eliminating risks during purchasing of construction materials

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Property Owner and Project Owner benefits of using chipi during materials purchasing

Property Owners

  • Earn income
  • Eliminate financing costs embedded in materials
  • De-risk team finances
  • Attract the best team
  • Remove financing barriers for XBE subcontractors and materials suppliers

Subcontractors

  • Eliminate cash flow problems
  • Eliminate trade credit limits
  • Purchase from any material supplier
  • Expand your businesses
  • For XBE’s, eliminate financing access challenges
Subcontractor benefits of using chipi during materials purchasing
Subcontractor benefits of using chipi during materials purchasing

Subcontractors

  • Eliminate cash flow problems
  • Eliminate trade credit limits
  • Purchase from any material supplier
  • Expand your businesses
  • For XBE’s, eliminate financing access challenges
suppliers of construction materials benefits of using chipi during materials purchasing

Suppliers

  • Get paid upon delivery
  • Eliminate trade credit costs
  • Capture 100% of customer spend
  • Reach new customers

Prime General Contractors

  • De-risk subcontractors finances
  • Increase subcontractor capacity
  • Attract top subcontractors
  • Attract new subcontractors including those from underrepresented groups
  • Remove financing access problems and financing limits for XBE’s
  • Attract customers looking for effective Diversity and Inclusion solutions
General Contractors (GC's) benefits of using chipi during materials purchasing
General Contractors (GC's) benefits of using chipi during materials purchasing

Prime General Contractors

  • De-risk subcontractors finances
  • Increase subcontractor capacity
  • Attract top subcontractors
  • Attract new subcontractors including those from underrepresented groups
  • Remove financing access problems and financing limits for XBE’s
  • Attract customers looking for effective Diversity and Inclusion solutions
Banks and Other Lenders benefits of using chipi during materials purchasing

Banks, Lenders

  • Achieve CRA and diversity goals
  • Financially de-risk the project
  • Increase interest income
  • Attract borrowers in need of an effective DEI program during construction