![solution badge solution to problem of access and cost to financing access during purchasing of construction materials](https://chipi.works/wp-content/uploads/2021/09/solution-badge.png)
Your Cash Flow is Funded by Upstream Entities
No change in how you order your materials or the suppliers you select. Chipi enables another entity on the project, like the Prime or Developer, to insert their financing into your cash flow needs
![Chipi's Approvals & Payment Workflow The cash flow requirements are filled by upstream team members such as the GC, Lender, or developer with direct and real-time payments to the value-chain endpoint such as the frontline sub or materials supplier](https://chipi.works/wp-content/uploads/2022/06/Chipi-Workflow-Overview.png)
Unleash Your Production Capacity
![impact badge impact of having owners of construction projects insert their financing during materials purchasing](https://chipi.works/wp-content/uploads/2021/09/impact-badge.png)
![Capitalization of Traditional Small Business Capitalization of Traditional Small Business is dependent upon credit cards and trade credit both of which are expensive and limits company size and growth](https://chipi.works/wp-content/uploads/2022/05/Frame-139.png)
![Capitalization of Small Business using Chipi Capitalization of construction subcontractors and materials suppliers can access much greater amounts of in-kind capital to expand production capacity and grow business](https://chipi.works/wp-content/uploads/2022/05/Frame-140.png)
![impact badge impact of having owners of construction projects insert their financing during materials purchasing](https://chipi.works/wp-content/uploads/2021/09/impact-badge.png)
Problems with Cash Flow or Credit Access Eliminated
Cash flow problems never start. Purchasing construction materials using trade credit or cash flow is eliminated.
![Chipi's advantage in construction payment timing Chipi's solution is faster than factoring, reverse factoring, dynamic discounting, supply chain finance, invoice finance, PO financing, receivables finance, net 15 payment plans, and payment applications](https://chipi.works/wp-content/uploads/2021/11/Chipis-solution-is-faster-than-factoring-reverse-factoring-dynamic-discounting-supply-chain-finance-invoice-finance-PO-financing-receivables-finance-net-15-payment-plans-and-payment-applications-grey.png)
![No banking Eliminate construction trade credit](https://chipi.works/wp-content/uploads/2021/09/No-banking.png)
Financing Distress, Costs, and Barriers Eliminated
Cash flow distress and barriers eliminated. No need to worry about how to finance the materials and supply you need to bill for installation.
Eliminate the patchwork use of expensive sources of financing like credit cards, receivables financing, trade credit, and other supply chain finance options.
Financing Distress, Costs, and Barriers Eliminated
Cash flow distress and barriers eliminated. No need to worry about how to finance the materials and supply you need to bill for installation.
Eliminate the patchwork use of expensive sources of financing like credit cards, receivables financing, trade credit, and other supply chain finance options.
![No banking Eliminate construction trade credit](https://chipi.works/wp-content/uploads/2021/09/No-banking.png)
![Rocket blastoff grey purchase construction materials without credit limits or use of operating cash flow](https://chipi.works/wp-content/uploads/2021/05/Rocket-blastoff-grey.png)
Purchase Materials without Limits
Tap unlimited funding of project owner. Unleash your business and its potential unencumbered by credit availability, credit limits, and cash flow constraints.
Confidently bid on larger projects that were once limited by finance availability.
Dramatically Improve Cashflow
Eliminate a giant drag on cash flow. Construction is risky with 1 in 4 businesses failing within 1 year and 3 in 4 businesses fail within 10 years.
Weak Cash-flow is the #1 reason
![Growth improving cash flow improves operations and facilitates growth](https://chipi.works/wp-content/uploads/2021/04/Growth.png)
![Growth improving cash flow improves operations and facilitates growth](https://chipi.works/wp-content/uploads/2021/04/Growth.png)
Dramatically Improve Cashflow
Eliminate a giant drag on cash flow. Construction is risky with 1 in 4 businesses failing within 1 year and 3 in 4 businesses fail within 10 years.
Weak Cash-flow is the #1 reason
![On schedule](https://chipi.works/wp-content/uploads/2021/09/On-schedule.png)
Eliminate Delivery Timing Risks
Last-minute ordering eliminated. Never again let cash flow pressures or credit limits delay materials purchases until the last moment.
Eliminate paying higher prices to locate and expedite sourcing.
Plan purchases comfortably in a manner that realistically accounts for typical or even atypical delivery challenges.
Attract Top Talent
The best people are drawn to the strongest companies. Chipi eliminates financial risks for companies and projects and hence will draw top talent.
Attracting and retaining the best people is a competitive advantage.
Create a positive feedback loop that draws the best people and the best firms while improving retention.
![star employees leverage the financial strength afforded by chipi to make your company or your project more attractive to top talent](https://chipi.works/wp-content/uploads/2021/09/star-employees.png)
![star employees leverage the financial strength afforded by chipi to make your company or your project more attractive to top talent](https://chipi.works/wp-content/uploads/2021/09/star-employees.png)
Attract Top Talent
The best people are drawn to the strongest companies. Chipi eliminates financial risks for companies and projects and hence will draw top talent.
Attracting and retaining the best people is a competitive advantage.
Create a positive feedback loop that draws the best people and the best firms while improving retention.
![Legal Pre-lien and mechanics liens from materials suppliers are eliminated](https://chipi.works/wp-content/uploads/2021/06/Legal.png)
Eliminate Lien Workflows and Lien Risks from Suppliers
Eliminate legal risks. Chipi eliminates trade credit and hence the need for lien workflows or filings as it relates to suppliers
35% of Construction Firms file liens
During COVID’s initial outbreak, lien filings grew 40% demonstrating the sensitivity and vulnerability of construction finances
Underrepresented Group? Enroll your GC!
SBE/XBE rise! Explain the benefits to your GC or Asset Owner of using Chipi on the project and how it eliminates the possibilities of individual or structural discrimination in sourcing financing.
Owner benefits include lower costs and risks and earning income on their capital.
Chipi is a risk-free operation for owners.
![diversity Diversity, equity and inclusion are enabled by removing the need for trade credit or banking](https://chipi.works/wp-content/uploads/2021/05/diversity.png)
![diversity Diversity, equity and inclusion are enabled by removing the need for trade credit or banking](https://chipi.works/wp-content/uploads/2021/05/diversity.png)
Underrepresented Group? Enroll your GC!
SBE/XBE rise! Explain the benefits to your GC or Asset Owner of using Chipi on the project and how it eliminates the possibilities of individual or structural discrimination in sourcing financing.
Owner benefits include lower costs and risks and earning income on their capital.
Chipi is a risk-free operation for owners.
![GDP Prepare for economic volatility](https://chipi.works/wp-content/uploads/2021/05/GDP.png)
Protect Yourself from Business Fluctations
Prepare for economic volatility. Accidents happen. Be prepared.
Minimizing or eliminating trade credit while growing your business is an easy decision.
You are at the end of a long chain of relationships. Distress at any one point in the chain could wreak financial havoc for you.
You are not a banker. Let the asset owner finance the materials you need for their project.
Never let credit or cash flow limit your business again
Unlock property owners money for construction materials purchases