Cash Flow Challenges Eliminated without Debt or Cost

solution to problem of access and cost to financing access during purchasing of construction materials

Your Cash Flow is Funded by Upstream Entities

No change in how you order your materials or the suppliers you select. Chipi enables another entity on the project, like the Prime or Developer, to insert their financing into your cash flow needs

The cash flow requirements are filled by upstream team members such as the GC, Lender, or developer with direct and real-time payments to the value-chain endpoint such as the frontline sub or materials supplier

Unleash Your Production Capacity

impact of having owners of construction projects insert their financing during materials purchasing
Capitalization of Traditional Small Business is dependent upon credit cards and trade credit both of which are expensive and limits company size and growth
Capitalization of construction subcontractors and materials suppliers can access much greater amounts of in-kind capital to expand production capacity and grow business
impact of having owners of construction projects insert their financing during materials purchasing

Problems with Cash Flow or Credit Access Eliminated

Cash flow problems never start.  Purchasing construction materials using trade credit or cash flow is eliminated.

Chipi's solution is faster than factoring, reverse factoring, dynamic discounting, supply chain finance, invoice finance, PO financing, receivables finance, net 15 payment plans, and payment applications
Eliminate construction trade credit

Financing Distress, Costs, and Barriers Eliminated

Cash flow distress and barriers eliminated. No need to worry about how to finance the materials and supply you need to bill for installation. 

Eliminate the patchwork use of expensive sources of financing like credit cards, receivables financing, trade credit, and other supply chain finance options.

Financing Distress, Costs, and Barriers Eliminated

Cash flow distress and barriers eliminated. No need to worry about how to finance the materials and supply you need to bill for installation. 

Eliminate the patchwork use of expensive sources of financing like credit cards, receivables financing, trade credit, and other supply chain finance options.

Eliminate construction trade credit
purchase construction materials without credit limits or use of operating cash flow

Purchase Materials without Limits

Tap unlimited funding of project owner. Unleash your business and its potential unencumbered by credit availability, credit limits, and cash flow constraints.

Confidently bid on larger projects that were once limited by finance availability.

Dramatically Improve Cashflow

Eliminate a giant drag on cash flow. Construction is risky with 1 in 4 businesses failing within 1 year and 3 in 4 businesses fail within 10 years.

Weak Cash-flow is the #1 reason

improving cash flow improves operations and facilitates growth
improving cash flow improves operations and facilitates growth

Dramatically Improve Cashflow

Eliminate a giant drag on cash flow. Construction is risky with 1 in 4 businesses failing within 1 year and 3 in 4 businesses fail within 10 years.

Weak Cash-flow is the #1 reason

Eliminate Delivery Timing Risks

Last-minute ordering eliminated. Never again let cash flow pressures or credit limits delay materials purchases until the last moment.

Eliminate paying higher prices to locate and expedite sourcing.

Plan purchases comfortably in a manner that realistically accounts for typical or even atypical delivery challenges.

Attract Top Talent

The best people are drawn to the strongest companies. Chipi eliminates financial risks for companies and projects and hence will draw top talent.

Attracting and retaining the best people is a competitive advantage.

Create a positive feedback loop that draws the best people and the best firms while improving retention.

leverage the financial strength afforded by chipi to make your company or your project more attractive to top talent
leverage the financial strength afforded by chipi to make your company or your project more attractive to top talent

Attract Top Talent

The best people are drawn to the strongest companies. Chipi eliminates financial risks for companies and projects and hence will draw top talent.

Attracting and retaining the best people is a competitive advantage.

Create a positive feedback loop that draws the best people and the best firms while improving retention.

Pre-lien and mechanics liens from materials suppliers are eliminated

Eliminate Lien Workflows and Lien Risks from Suppliers

Eliminate legal risks. Chipi eliminates trade credit and hence the need for lien workflows or filings as it relates to suppliers

35% of Construction Firms file liens

During COVID’s initial outbreak, lien filings grew 40% demonstrating the sensitivity and vulnerability of construction finances

 

Underrepresented Group? Enroll your GC!

SBE/XBE rise! Explain the benefits to your GC or Asset Owner of using Chipi on the project and how it eliminates the possibilities of individual or structural discrimination in sourcing financing.

Owner benefits include lower costs and risks and earning income on their capital.

Chipi is a risk-free operation for owners.

Underrepresented Group? Enroll your GC!

SBE/XBE rise! Explain the benefits to your GC or Asset Owner of using Chipi on the project and how it eliminates the possibilities of individual or structural discrimination in sourcing financing.

Owner benefits include lower costs and risks and earning income on their capital.

Chipi is a risk-free operation for owners.

Prepare for economic volatility

Protect Yourself from Business Fluctations

Prepare for economic volatility. Accidents happen. Be prepared.

Minimizing or eliminating trade credit while growing your business is an easy decision.

You are at the end of a long chain of relationships. Distress at any one point in the chain could wreak financial havoc for you.

You are not a banker. Let the asset owner finance the materials you need for their project.

Never let credit or cash flow limit your business again

Unlock property owners money for construction materials purchases