
Your Materials Costs are Inflated by Expensive Financing
Supplier financing costs are embedded in your materials prices. Subcontractors of all sizes depend heavily upon construction materials suppliers to finance purchases.


Financing Access is Limited for SBE/UBE’s
Credit availability is limited or unavailable for many. Subcontractors that are small or from underrepresented groups are subject to barriers that reflect both commercial realities and human bias


Developer Pays for Your Materials
There is no change in how subs order materials or the suppliers they select. Chipi enables owners to insert their capital into the construction materials purchasing process. This eliminates a layer of financing costs for owners that is created by subs when purchasing on trade credit.

Unleash Your Production Capacity




Problems with Cash Flow or Credit Access Eliminated
Cash flow problems never start. Purchasing construction materials using trade credit or cash flow is eliminated.


Financing Distress, Costs, and Barriers Eliminated
Cash flow distress and barriers eliminated. No need to worry about how to finance the materials and supply you need to bill for installation.
Eliminate the patchwork use of expensive sources of financing like credit cards, receivables financing, trade credit, and other supply chain finance options.
Financing Distress, Costs, and Barriers Eliminated
Cash flow distress and barriers eliminated. No need to worry about how to finance the materials and supply you need to bill for installation.
Eliminate the patchwork use of expensive sources of financing like credit cards, receivables financing, trade credit, and other supply chain finance options.


Purchase Materials without Limits
Tap unlimited funding of project owner. Unleash your business and its potential unencumbered by credit availability, credit limits, and cash flow constraints.
Confidently bid on larger projects that were once limited by finance availability.
Dramatically Improve Cashflow
Eliminate a giant drag on cash flow. Construction is risky with 1 in 4 businesses failing within 1 year and 3 in 4 businesses fail within 10 years.
Weak Cash-flow is the #1 reason


Dramatically Improve Cashflow
Eliminate a giant drag on cash flow. Construction is risky with 1 in 4 businesses failing within 1 year and 3 in 4 businesses fail within 10 years.
Weak Cash-flow is the #1 reason

Eliminate Delivery Timing Risks
Last-minute ordering eliminated. Never again let cash flow pressures or credit limits delay materials purchases until the last moment.
Eliminate paying higher prices to locate and expedite sourcing.
Plan purchases comfortably in a manner that realistically accounts for typical or even atypical delivery challenges.
Attract Top Talent
The best people are drawn to the strongest companies. Chipi eliminates financial risks for companies and projects and hence will draw top talent.
Attracting and retaining the best people is a competitive advantage.
Create a positive feedback loop that draws the best people and the best firms while improving retention.


Attract Top Talent
The best people are drawn to the strongest companies. Chipi eliminates financial risks for companies and projects and hence will draw top talent.
Attracting and retaining the best people is a competitive advantage.
Create a positive feedback loop that draws the best people and the best firms while improving retention.

Eliminate Lien Workflows and Lien Risks from Suppliers
Eliminate legal risks. Chipi eliminates trade credit and hence the need for lien workflows or filings as it relates to suppliers
35% of Construction Firms file liens
During COVID’s initial outbreak, lien filings grew 40% demonstrating the sensitivity and vulnerability of construction finances
Underrepresented Group? Enroll your GC!
SBE/XBE rise! Explain the benefits to your GC or Asset Owner of using Chipi on the project and how it eliminates the possibilities of individual or structural discrimination in sourcing financing.
Owner benefits include lower costs and risks and earning income on their capital.
Chipi is a risk-free operation for owners.


Underrepresented Group? Enroll your GC!
SBE/XBE rise! Explain the benefits to your GC or Asset Owner of using Chipi on the project and how it eliminates the possibilities of individual or structural discrimination in sourcing financing.
Owner benefits include lower costs and risks and earning income on their capital.
Chipi is a risk-free operation for owners.

Protect Yourself from Business Fluctations
Prepare for economic volatility. Accidents happen. Be prepared.
Minimizing or eliminating trade credit while growing your business is an easy decision.
You are at the end of a long chain of relationships. Distress at any one point in the chain could wreak financial havoc for you.
You are not a banker. Let the asset owner finance the materials you need for their project.
Never let credit or cash flow limit your business again
Unlock property owners money for construction materials purchases